As the UK goes into lockdown, business owners across the UK are experiencing cash flow issues due to the COVID-19 pandemic.

At Horsfield & Smith we are here to help and support you through this difficult time – we can assist you with:

• putting together your application;
• submitting your application to your matched lenders;
• searching the marketplace to find the right funding for your business;
• reviewing offers received and assisting you with choosing the right one.

We have recently partnered with Capitalise which is a funding platform for businesses. The platform is designed to match your business finance requirements to suitable lenders across the UK.

The Government has recently announced the Coronavirus Business Interruption Loan Scheme (CBILS) to assist businesses and this can be accessed via the Capitalise platform.

If you are struggling to meet your daily outgoings, there are options to consider such as:

Working Capital Finance
This is a great stop gap for businesses who need urgent access to capital – you don’t need to specify what the funding will be used for and this option is very flexible if you have several outgoings.

Invoice Finance
With invoice financing, this allows you to advance up to 95% of your outstanding invoices within as little as 24 hours.

If you are an SME invoicing other businesses, you could consider invoice factoring.

With Capitalise, you can compare options from more than 100 finance partners and apply online using one easy application which only takes a few minutes to complete. You can send the application to multiple funders, enabling you to source the most competitive deal.

We can help you plug the cash flow gap – please contact Lee Sugden on 0161 761 5231 or email